Posts Tagged ‘fraud’

Articles

How naive are you?

In Malware,Malware for beginners,Security on January 11, 2012 by tecnologyantivirus Tagged: , , , , ,

Posted by Leyre Velasco

I have always thought that my mother was anything but naive. She has lived enriching experiences, has had a very intense working life with a high degree of responsibility and is practical, astute and witty. Let us say that she is not easy to rip off. At least, that’s what I thought.

Last Christmas, over one of many family get-togethers, she candidly announced:

“I have won an IPhone online”.

Somewhat stunned I asked:  “Win? IPhone? Online?”

Calmly, she replied:  “Yes, I won it over the Internet. I got a message on screen saying I had been selected over thousands of visitors and that the IPhone will be delivered to my address”.

At this point, my 12 year old daughter could not help the giggles.

I (rhetorically) asked: “Did you believe that?”

“Sure, – she replied -, why shouldn’t I?”

Getting seriously frightened, I asked:  “Which data did you provide?”

“Oh,  – my mother said – nothing much, just my email address and my postal address.”

So far, she has been getting emails requesting her participation on further contests but no mention of the IPhone, of course.

My mother was not at all conscious of the implications of her naivity. Because fraud through pop-ups is probably one of the oldest frauds there is on the Internet. Behind the so-called prizes there might be professional fraudsters, well able to spoof your identity or, without any scruples, make use of your personal data, all for economic benefit.

My mother is a regular Internet user. Her naivity is fruit of her lack of knowledge regarding the dangers of the Internet. That is why I believe it is so important to spread good Internet practises in order to raise awareness among different types of users. We teach our daughter security guidelines and therefore, she is cautious. My mother – up until now – has always browsed alone, no Jiminy Cricket around 🙂

How can you protect yourself?

  • It is very important to have an antivirus program that includes a spam filter installed and up-to-date. Any of Panda Security’s solutions will protect you against these kind of threats.
  • Check the source of information received. Ignore any pop-up that asks for your personal or financial information.
  • Scan you computer for free.
  • Inform yourself. We recommend pages on security, for instance, this blog or the Security Info page.

Luckily, my mother never provided her credit card details. Otherwise, she could have been in serious trouble. She has now installed the antivirus, scanned the computer and hopefully, from now onwards, she will be more cautious when browsing the net.

How about you? Have you ever been ripped off online? Tell us your experiences!

Articles

Protect yourself against Phishing

In Security,Uncategorized on August 7, 2009 by tecnologyantivirus Tagged: , , , , , , , ,

Posted by Blanca, 07 August, 2009

tarjetaInternet is an exceptional tool, it makes several tasks easier. However, being used for business and communication increases the possibilities of fraud.

Occasionally, online fraud scams are reported. To carry out online scams, hackers send an email passing themselves off as a bank. The email is used as bait, and readers are told their accounts must be checked, their information must be updated or that they must restore their password or PIN.  On accessing the message, they are redirected to a fake website, and on entering their details the information is sent to hackers, who from then on have access to the accounts.

This type of crime is called Phishing. If hackers obtains the victim’s password they will have access to the victim’s account and can wipe it out. Worse still, they can steal the victim’s identity.

These e-mails appear to come from a legitimate company, usually a financial institution or credit card issuer (though many like to use eBay and PayPal), urging you to take immediate action so your account is not deactiviated.

To increase the chance that they can trick you, they’ll even use the company’s logo, colors, and standard disclosure text. The e-mail will usually contain a link that takes you to a fake site made to look like the company’s legitimate web site.

Obvious clues that an e-mail is a phishing scam include:

  • Misspellings and poor grammar. 
  • Web site does not have “https://” in the address bar at the top. Legitimate companies employ secure socket layers (SSL) technology to encrypt your personal data. 
  • Urgent tone or call to action. Phishing e-mails will allude to dire consequences like, “your account will be deactivated if you do not respond within 24 hours…” in the text. 
  • Requests for personal information like social security number, account numbers, credit card information.

Email phishing is the most common form of phishing used by hackers nowadays. However, they also carry out phone phishing by calling people at home or at work. We recommend you to be very careful on answering questions, especially when talking to people who claim to work in the bank you have your savings in.

Remember that no responsible bank or financial institution requests personal and/or sensitive customer data via email or phone.

How to prevent becoming a victim of Phishing.

  1. Be wary of unsolicited phone calls, visits or emails requesting personal or confidential information
  2. Do not send personal or financial information via the Internet, unless you know the recipient.
  3. Download program applications and updates directly from the provider’s website.
  4. Pay attention to the website’s address. Some malicious websites are identical to the legitimate one, but use different addresses (i.e. www.paypal.Inc.com), when the original address is www.paypal.com.
  5. Install your Panda Security antivirus, firewall, browser and e-mail filters and keep them up-to-date to reduce phishing traffic and spam.
  6. Frequently check your accounts to make sure there are no inexplicable transactions. 
  7. If you think an account or credit card has been compromised, immediately contact your bank and close the corresponding account.

efecto_sonido2

Remember that one of the ways of fighting against fraud is to not becoming a victim; if, as an Internet user you learn to prevent falling victim to hackers, they will have to find benefits elsewhere.

How about you? Have you ever known anybody who has experienced Phishing attacks? Any other useful tips to prevent it? We are all ears!!